Smart Financial Modelling:
Financial Consulting

Preparation of Business Plans, financial models, calculation and evaluation of efficiency metrics for corporate businesses and private entrepreneurs

Services

Business plans

Financial Models

All services

Consulting

Financial consulting includes selecting the optimal taxation regime (general, simplified, or patent-based systems). A strategy is developed to minimise tax burdens, taking into account bilateral agreements to avoid double taxation.

Financial and Legal Consulting for Foreign Businesses in Russia

Business Adaptation:

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Our company helps foreign businesses adapt to the Russian business environment, establish relationships with government bodies and partners, reduce the risks of legal and financial errors, optimise costs effectively, and ensure compliance with Russian legislation.

Financial Consulting:

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Financial Modelling, Economic Justifications, and Efficiency Metrics Calculations with Optimisation Recommendations

For Enterprises:

Building financial models based on retrospective data and accurate forecasts helps determine the economic feasibility of new projects, calculate key performance indicators, and identify problematic areas.

Recommendations:

Developing a financial model provides concrete optimisation steps and recommendations for increasing profitability and business resilience.

For Banks:

Financial models are prepared in accordance with international standards and expectations, focusing on return on investment (IRR, NPV), break-even points, and business scalability. The financial model is integrated into the investor presentation.

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For Investors:

Preparation of Startup Financial Models for Attracting Investments or Bank Loans Worldwide

Financial models are prepared according to international standards, with evaluation of financial stability and debt coverage (Debt Service Coverage Ratio, DSCR). The financial model is included in the credit file for banks.

Preparation of Business Plans for Startup Entrepreneurs and Residency Modifications in Spain

Startup Visa

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When applying for a Startup visa, a key requirement is that the applicant's new project aligns with Spain’s interests. A Business Plan must demonstrate the economic appeal of the project for the country and highlight its innovations. Our team specialises in preparing such Business Plans.

Cuenta Propia / Autonomo Visa

When applying for the self-employed visa (Cuenta Propia / Autonomo), it’s necessary to prepare a Business Plan detailing the project, market analysis, and competitive environment. It must also prove economic viability by providing projected income and expenditure reports, along with an investment plan for the enterprise.

Preparation of Business Plans for Startup Entrepreneurs and Residency Modifications in Spain

Startup Visa

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When applying for a Startup visa, a key requirement is that the applicant's new project aligns with Spain’s interests. A Business Plan must demonstrate the economic appeal of the project for the country and highlight its innovations. Our team specialises in preparing such Business Plans.

Cuenta Propia / Autonomo Visa

When applying for the self-employed visa (Cuenta Propia / Autonomo), it’s necessary to prepare a Business Plan detailing the project, market analysis, and competitive environment. It must also prove economic viability by providing projected income and expenditure reports, along with an investment plan for the enterprise.

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Financial Modelling, Economic Justifications, and Efficiency Metrics Calculations with Optimisation Recommendations

For Enterprises:

Building financial models based on retrospective data and accurate forecasts helps determine the economic feasibility of new projects, calculate key performance indicators, and identify problematic areas.

Recommendations:

Developing a financial model provides concrete optimisation steps and recommendations for increasing profitability and business resilience.

For Banks:

Financial models are prepared in accordance with international standards and expectations, focusing on return on investment (IRR, NPV), break-even points, and business scalability. The financial model is integrated into the investor presentation.

01

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For Investors:

Preparation of Startup Financial Models for Attracting Investments or Bank Loans Worldwide

Financial models are prepared according to international standards, with evaluation of financial stability and debt coverage (Debt Service Coverage Ratio, DSCR). The financial model is included in the credit file for banks.

Financial consulting includes selecting the optimal taxation regime (general, simplified, or patent-based systems). A strategy is developed to minimise tax burdens, taking into account bilateral agreements to avoid double taxation.

Financial and Legal Consulting for Foreign Businesses in Russia

Business Adaptation:

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01

Our company helps foreign businesses adapt to the Russian business environment, establish relationships with government bodies and partners, reduce the risks of legal and financial errors, optimise costs effectively, and ensure compliance with Russian legislation.

Financial Consulting:

Founder of SFM, collaborated with leading international consulting firms

Maria Adadurova

We offer optimal solutions thanks to extensive corporate experience and our team’s global background

Advantages

We refine the final product and provide support until additional investments are secured

Speaking the Same Language
as Clients

Communication Support
with Potential Clients

We assist clients in presenting their financial models to banks or investors

Accountability
for Results

years of experience as a Chief Financial Officer (CFO)

Diploma МВА
Vlerick Business School

Expertise in IFRS reporting

Collaboration with Big 4 companies

Certificates:

Active participant in industry conferences

Extensive experience in business valuation, investment analysis, efficiency metrics calculation, and preparation of improvement recommendations

Financial Consulting: Business Plans, financial models, and efficiency metrics

About

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Work Process

Delving into your business case

Developing a roadmap and action plan

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Studying the industry, target audience, and competitive environment

Supporting clients in coordinating the Business Plan with investors, banks, or entrepreneurial unions

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After client approval, preparing the Business Plan

Assessing revenue structure, expenses, pricing policy, and preparing a financial model

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Cases

⠀Submitting a Business Plan for Residency ⠀Modification

⠀Attracting an Investor for a Startup

⠀Loan Portfolio Optimisation

⠀Financial Model

Client

Case 1

Process

Loan Portfolio Optimisation –
Work In Russia

Result

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Ust-Luga Company (Ust-Luga Port)

Reduced total credit burden

Reduced total credit burden by 5%, saving $200 million USD

Client’s Task

Case 2

What was Done

Submitting a Business Plan
for Residency Modification

Result

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Prepare a Business Plan to be approved by relevant Spanish authorities, obtain self-employed work rights, and modify their residency card

Conducted multiple interviews, market and competition research, investment planning, and income/expense forecasting

Business Plan approved. Residency card modified

Client’s Task

Case 3

What was Done

Financial Model for a Bridal Shop Chain

Result

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Develop a financial model for opening a chain of bridal shops in Spain

Market research, financial modelling for multiple store openings, and break-even point calculation

First shop opened in Torrevieja

Client’s Task

Case 4

What was Done

Attracting an Investor for a Startup

Result

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Attract a co-investor for a software project related to selling specialised clothing

Project discussions, market and competitive environment research, and financial modelling

The financial model successfully convinced investors of the project’s profitability and potential

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